A couple of weeks ago our debit card was compromised (a local estblishment had their system hacked), and sure enough, someone tried to use the card in Arkansas. VISA was on it like mold to bread and declined the purchase. Unfortunately, they were unable to contact us, so they cancelled the card. What a crap inconveneince, but in the end worth it since we lost no money. Now I have to call the companies that have recurring debit withdraws and give them the new number. Arghhhhh.
Anyway, I owe VISA a debt of gratitude for their due diligence in protecting my account!